Statement2Budget
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Bank Statement to Excel Converter

Turn any PDF, CSV, or OFX bank statement into a clean, categorized Excel spreadsheet — free, in minutes.

Convert to Excel Free

100% free • No signup required • Files auto-deleted after analysis

Manually retyping bank statement transactions into Excel wastes hours and invites errors. Statement to Budget uses AI to extract every transaction from your statement, automatically categorize it, and hand you a ready-to-use Excel file — plus a full spending dashboard as a bonus. It works with statements from any bank, in any of the common formats, and it's completely free.

Works with PDF, CSV, XLS, XLSX, and OFX statements from any bank

AI-powered transaction extraction — no manual retyping

Automatic spending categorization included

Clean .xlsx download plus budget template export

Handles password-protected PDF statements

Free with no signup — files auto-deleted after analysis

How it works

1. Upload

Drag and drop your bank statement — PDF, CSV, XLS, or OFX. Multiple files at once are supported.

2. AI extracts & categorizes

Every transaction is extracted and sorted into budget categories automatically, usually in under a minute.

3. Export to Excel

Download your categorized transactions as an Excel spreadsheet, budget template, or PDF report.

Frequently asked questions

Upload your statement (PDF, CSV, XLS, or OFX) on our homepage, let the AI extract and categorize every transaction, then click "Export to Excel" to download a clean .xlsx spreadsheet. The whole process takes under two minutes.

Yes — completely free, with no signup required. There are no page limits, watermarks, or paid tiers.

Yes. PDF is the most common format we process, including password-protected PDFs. We also support CSV, XLS, XLSX, and OFX files from any bank.

Your statement is processed securely and automatically deleted after analysis. We never store your transactions, sell your data, or require an account.

A transaction sheet with date, description, amount, and AI-assigned category for every transaction, plus a summary of spending by category — ready for pivot tables or your own budget template.

Ready to try it?

Convert to Excel Free