Free Bank Statement OCR
AI-powered data extraction that reads any bank's PDF statement and outputs clean, categorized transactions — free.
Extract My Statement Free100% free • No signup required • Files auto-deleted after analysis
Traditional OCR gives you a wall of raw text you still have to clean up. Statement to Budget's AI reads your bank statement the way a bookkeeper would: it finds the transaction table on every page, extracts dates, descriptions, and amounts accurately, and categorizes each transaction — from any bank, any layout, even password-protected PDFs. What you get isn't text soup; it's a spreadsheet-ready dataset and an instant spending dashboard.
AI layout detection — no bank-specific templates needed
Extracts date, description, and amount for every transaction
Automatic spending categorization included
Handles password-protected and multi-page PDFs
Export to Excel or budget template in one click
Free, no signup — files auto-deleted after analysis
How it works
1. Upload your PDF
Drag and drop one or more statements. Password-protected files are supported.
2. AI reads every page
Transactions are located, extracted, and categorized — typically in under a minute.
3. Download clean data
Export to Excel or a budget template, or explore the interactive dashboard.
Frequently asked questions
What is bank statement OCR?
OCR (optical character recognition) reads the text in a PDF or scanned bank statement and turns it into structured data. Our AI goes further than classic OCR: it understands statement layouts, extracts each transaction with its date, description, and amount, and assigns a spending category automatically.
Does it work on scanned or photographed statements?
It works best with digital PDF statements downloaded from your bank, including password-protected ones. Clear scans usually work too; very low-quality photos may miss transactions.
Is this OCR tool really free?
Yes — completely free with no signup, no page limits, and no watermarks. Most bank statement OCR tools charge per page; ours doesn't.
What output formats do I get?
Categorized transactions exportable to Excel, a ready-made budget template, or a PDF report — plus an interactive spending dashboard in the browser.
Is my statement safe?
Files are processed securely and automatically deleted after analysis. No account is required and transactions are never stored or shared.