Build a Real Budget from Your Actual Spending
Upload a bank statement and see where your money really goes. Get categorized transactions, a spending dashboard, and a realistic monthly budget in about a minute.
Build my real budgetTry 3 pages free • No signup • Files auto-deleted after analysis
Drop your statement here — 3 pages free, no signup
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Supported formats: CSV, PDF, XLS, XLSX, OFXBudgets fail when they start with guesses. Statement to Budget reads your real bank transactions, groups your spending, and turns the result into practical monthly targets. There is no spreadsheet setup and no need to estimate last month's spending from memory.
Budget targets based on real transaction history
Automatic categories for everyday spending
Interactive dashboard before you export anything
Excel, budget template, and PDF report exports
PDF, CSV, XLS, XLSX, and OFX support
Try 3 pages free with no signup or credit card
How it works
1. Upload your statement
Drop in a bank or credit-card statement. Password-protected PDFs are supported.
2. See your real spending
Transactions are extracted and organized into useful budget categories automatically.
3. Build and export your budget
Adjust the suggested monthly amounts, then export the budget and categorized transactions.
Frequently asked questions
How does a bank statement become a budget?
Statement to Budget extracts your transactions, groups spending into practical categories, and uses your real monthly totals to create a budget you can adjust and export.
Can I try it without creating an account?
Yes. You can process up to 3 statement pages with no signup or credit card. Longer PDFs show a secured preview first; unlock that file for $4.99.
Which statement formats are supported?
You can upload PDF, CSV, XLS, XLSX, and OFX files, including password-protected PDF statements.
Is my statement kept?
Files are processed securely and automatically deleted after analysis. Your statement is not sold or used for advertising.